Personal Pensions
RETIREMENT SAVINGS BUILT AROUND YOU
A personal pension is a retirement savings plan you own outright, with contributions invested to build a fund for your retirement. It's a flexible choice for the self-employed and anyone without access to a company scheme.
We can help you with
What we do
- Assess how much you can and should contribute.
- Compare personal pension providers, funds and charges.
- Set up your plan and arrange your tax relief.
- Adjust contributions as your income changes.
- Review performance and strategy every year.
Why book a personal pensions?
Without an employer scheme, nobody is going to build your retirement fund for you — and the State pension alone is unlikely to support the lifestyle you have in mind. A personal pension puts you in control, with tax relief doing much of the heavy lifting.
Contributions qualify for income tax relief at your marginal rate, growth is tax-free, and at retirement you can typically take a tax-free lump sum within Revenue limits. The earlier you start, the harder compounding works for you.
Personal Pensions FAQs
Warning: Past performance is not a reliable guide to future performance.
Warning: The value of your investment may go down as well as up.
Warning: If you invest in these products you may lose some or all of the money you invest.
Related services
Financial Planning Consultation
Take control of your money with a clear, personalised financial plan.
Learn more about Financial Planning ConsultationPension Consultation
Plain-English retirement advice to help you retire on your terms.
Learn more about Pension ConsultationInvestment Consultation
Make your savings work harder with a strategy built around your goals.
Learn more about Investment ConsultationReady to say yes to better financial advice?
Book a consultation with a regulated advisor and take the first step today.