Executive Pension Plans

COMPANY-FUNDED RETIREMENT FOR DIRECTORS

An executive pension lets your company fund your retirement directly. Employer contributions are generally deductible against corporation tax and don't count as a benefit-in-kind — making this one of the most tax-efficient ways to move wealth from your business to your personal balance sheet.

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Scope

We can help you with

Company director pensions Employer contribution planning Master trust arrangements Transfers from old schemes Investment strategy & fund choice Retirement & exit planning

What we do

Assess how much your company can contribute for you.
Compare providers and master trust arrangements.
Structure contributions tax-efficiently alongside salary.
Manage transfers from previous pension arrangements.
Plan your retirement options, including early retirement from 50 in qualifying cases.

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Why book a executive pension plans?

As a director you can either pay yourself salary — taxed at up to 52% — or have your company fund a pension, where contributions grow tax-free. For most profitable companies, meaningful pension funding is the clearest tax win available.

Rules on maximum funding depend on age, service and salary. We'll calculate your scope, compare the market, and set up a structure that works for both you and the company.

Good to know

Executive Pension Plans FAQs

How much can my company contribute?+

Limits depend on your age, salary and service, and can be substantial — often far above personal contribution limits. We'll calculate your maximum funding scope.

Are contributions really corporation tax deductible?+

Employer pension contributions are generally allowable deductions in the accounting period they're paid, subject to Revenue rules.

When can I access an executive pension?+

Typically from age 60, or from 50 in certain circumstances if you retire from the company. Up to 25% may be available as a tax-free lump sum within limits.

What if I already have old pensions?+

We can review them and, where beneficial, consolidate them into your new arrangement.

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Warning: The value of your investment may go down as well as up.

Warning: If you invest in these products you may lose some or all of the money you invest.

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