High-Interest Savings

MAKE YOUR SAVINGS EARN THEIR KEEP

Billions sit in Irish accounts earning little or no interest. Through our partners we give you access to competitive high-interest savings accounts, so your emergency fund and short-term savings actually grow.

Scope

We can help you with

Instant-access accounts Fixed-term deposits Regular saver accounts State savings comparison Deposit guarantee guidance Rate monitoring

What we do

  • Compare savings rates available to Irish savers.
  • Match the right account type to your savings goals.
  • Explain deposit protection and how your money is guaranteed.
  • Help you split funds between instant access and fixed terms.
  • Alert you when better rates become available.

Why book a high-interest savings?

An emergency fund should be safe and accessible — but that doesn't mean it has to earn nothing. The gap between the best and worst savings rates on the market can mean hundreds of euro a year on a typical rainy-day fund.

We'll help you structure your savings sensibly: instant access for emergencies, better-paying fixed terms for money you won't need immediately, and investments for longer-term goals.

Good to know

High-Interest Savings FAQs

Deposits with regulated European banks are typically protected up to €100,000 per person per institution under deposit guarantee schemes.
A common guideline is three to six months of essential outgoings in an accessible emergency fund, with surplus savings put to work elsewhere.
Deposit interest is generally subject to DIRT. We'll explain the net return on any account we recommend.
Savings suit short-term goals and emergency funds; investments generally suit five-year-plus horizons. Many people benefit from both.

Warning: Past performance is not a reliable guide to future performance.

Warning: The value of your investment may go down as well as up.

Warning: If you invest in these products you may lose some or all of the money you invest.

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