AVC Pensions
TOP UP YOUR RETIREMENT SAVINGS
Additional Voluntary Contributions (AVCs) let you top up your occupational pension to build a bigger retirement fund, increase your tax-free lump sum entitlement, and make full use of the generous tax relief available.
We can help you with
What we do
- Review your existing scheme and identify scope for AVCs.
- Calculate the tax relief available at your marginal rate.
- Compare AVC and AVC-PRSA options and their charges.
- Help time contributions to maximise relief each tax year.
- Advise on using AVCs to maximise your tax-free lump sum.
Why book a avc pensions?
If you're a member of a pension scheme at work, AVCs are often the single most tax-efficient way to save more: contributions attract relief at up to 40%, growth is tax-free, and the proceeds can boost your lump sum at retirement.
AVCs are especially powerful for public sector workers and anyone approaching retirement with unused tax-relief capacity. We'll show you exactly what your contributions would cost after relief — the number often surprises people.
AVC Pensions FAQs
Warning: Past performance is not a reliable guide to future performance.
Warning: The value of your investment may go down as well as up.
Warning: If you invest in these products you may lose some or all of the money you invest.
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