What are the steps I need to take to buy a home?
Taking out a mortgage and buying a home can be daunting. The steps below explain the mortgage and home buying process at…
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Category
mortgages
How can I best prepare to apply for a mortgage?
Applying for a mortgage loan can be a long, nerve-wracking process for potential borrowers. However, there are several things borrowers can do…
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Am I guaranteed a mortgage loan if I have been preapproved?
No. Preapproval does not guarantee that a potential borrower will be given a mortgage loan. Common reasons for individuals to be denied…
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What is the difference between a fixed and variable rate mortgage?
Simply, a fixed rate mortgage has an interest rate that is kept constant for an agreed duration of time while a variable…
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Should I Get a Variable or a Fixed Rate Mortgage?
During the mortgage loan process you might find yourself learning about lots of different kinds of terminology associated with the home buying…
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What are the different types of mortgages in Ireland 2021?
In Ireland, there are many different types of mortgage loans available to individuals. These types of mortgages include Annuity Mortgages, Interest-Only Mortgages,…
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Is a mortgage preapproval and prequalification the same?
No. Mortgage preapproval and prequalification are similar in that they both involve eligibility, but they are independent of one another. Prequalification is…
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Is it better to own a home or rent one?
One option is not necessarily “better” than the other. However, one option may better suit an individual who is at a specific…
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Does my deposit cover my closing costs?
No. The deposit that a borrower pays does not cover their closing costs. However, both the deposit and the closing costs are…
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Who are mortgages for?
Mortgages are simply a type of loan that are specifically used to either buy or refinance a home. Mortgages allow individuals to…
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Should I go to a broker or a lender?
There are a lot of companies in the mortgage industry that exist to help people acquire the finances needing to make one…
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The Best Mortgage Rates in Ireland in 2021 for First-Time Buyers
Buying a home is most likely going to be the largest financial commitment you will ever make in you lifetime. Your mortgage…
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